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State License: AZ #917754

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


our refinance was done quickly and we were kept up to date on what is needed to complete our refinance . linda grisamore
Gina is personable, professional and communicative. She kept me informed at every stage of the process and was always reassuring. Working with Gina was a very positive experience. Five stars for sure! Debbie Dillon Debbie Dillon Client
Gina was amazing. She helped us through the whole process of buying our home. If I had any questions And I had a lot she would answer them all. If there was something I did not know how to do she would Guide me through the whole process. Gina is very professional at what she does and I ... READ MORE Sommer malvido Sahm
I was worried that with the pandemic trying to refinance was going to be a nightmare, but Gina and her team made it a smooth, quick and easy process. Thank You!!! Luis Solis
We highly, recommend Gina! She helped us re-finance our home , and we were impressed by her attention to details, eagerness to answer our questions, and willingness to make my wife and I feel comfortable with our decisions. We were so lucky to have worked with Gina, she made everything very easy. Urim and Eva Koroli Costumers
Great job by Gina. She is very professional, responsive and helpful in getting through the mortgage finance process. I highly recommend Gina for your mortgage financing needs. Harry S
Gina Dileno was amazing. She kept on top of the rates, gave solid, advice, and communicated what was happening at every stage. Gina is the best. I will always be grateful. You want Gina to assist will your mortgage needs. Bill
At first I was a little skeptical due to the fact that I was previously working with a different loan officer who abruptly left. I felt a little in limbo due to that change. In the end everything worked out and Gina was amazing at picking up where the other left off. I definitely ... READ MORE Alyce McGhee Administrative Assistant
Gina is such an amazing loan officer. She is very helpful, knowledgeable and makes the whole process much more bearable. Such a pleasure to work with and I hope I continue to work with her. Courtney Daley Interior Designer
Gina was so awesome! We had a few issues with our loan approval and she went above and beyond to help us in every way. She was very patient with Me and my Wife being in different states at the time we were trying to get our loan aprroved. I highly recommend to work with her. Cesar Pineda
Gina Delano is an amazing mortgage loan officer!! She has an exceptional knowledge of the process and is a wealth of amazing resources! Gina had the difficult task of assisting me after I had a negative experience with another lender, but I could not be more happy with how quickly ... READ MORE Kimberly DeLongchamp Special Education Teacher
Gina was a pleasure to work with one. She made the entirw process painless. I would recommend her to any of my friends looking for a mortgage! Paul Wolf
Thank you Gina...I really appreciated the help you gave...You went the extra mile for are the best and I’m glad that you were with me!! karla Stuck karla Stuck Home buyer
Incredible service!! We've had the pleasure of Ms. Dileno's mortgage lending abilities twice in the past two years; first, in the purchase of our home in May 2018, and most recently, refinancing our mortgage, January 2020. Both transactions were accomplished in under 30 days ... READ MORE Loraine and Fred Mushro Home Owners
Gina did an outstanding job in getting me into my new home I recommend her to anyone thank you so much James R Davis Caregiver
Gina was very helpful throughout our loan process!! Jeanette Crouch
She was very thoughtful and guided through the maze of paperwork. Thank you 😊 James A Peterson James A Peterson
Gina Dileno was up on her job. I know sometimes I made it hard for her, but she did a great job. She came to us late in the game and turned things around. In the end we signed and now we're in our very first home. Thank you so much Gina. Terence & Yolanda Chislon Terence & Yolanda Chislon Veterans
MS. Gina was awesome from start to finish. She stuck with us and kept us informed of what was going on. She told us what was needed at all times and answered every email and every question we had. Terence  Chislon Terence Chislon Homeowner
Gina Dileno from AmeriFirst the best loan officer I ever met. Very efficient, communicative .friendly. Gina answer her phone all the time. Her efforts is unbeatable. I recommend Gina and AmeriFirst to all my family and friends and if I ever want to buy another property, I will ... READ MORE Ana / Daniel Ganea Ana / Daniel Ganea Buyers
Gina is professional and always on top of issues that need addressed and tasks to be done. Highly recommended. Andy Barnauskas VP Operations
She is the best when I was told I was not able to get a house she made it happen Rosa Zamudio Rosa Zamudio
Would highly recommend Gina for your mortgage service needs. She is extremely well versed and knowledgeable. You can be assured she will be in constant communication and update you throughout the process. Mike Kristosik Sales Representative
Gina helped navigate a process that seemed to get snagged with the other lenders that I initially engaged. She gave me the best rate without asking for another lender's estimate. She personally went to the HOA President's house to get documents that were needed. During all ... READ MORE Kaivan Mangouri Attorney
Even though this was a personal transaction, I sell New Homes for a living and have dealt with many loan processors in my career. Gina was outstanding in her prompt responses, and willingness to work on the file, even after 5:00 pm. Consistently personable and willing to work thru the ... READ MORE Catherine Marsden New Home Sales Associate
If you want to feel certain whether or not you can qualify for a loan, you have got to speak with Gina. I have known Gina for 12 years. She knows the guidelines, tells you what you need, always looks out for the clients best interest, and gets the job done ON TIME. Realtors, if ... READ MORE Jan Blackham Jan Blackham Realtor
I can't speak more highly of Gina from start to finish and my realtor was blown away on the service and constant updating throughout the whole process. Just a pleasure to work with. Thank you Gina ;) Jeff Alfano Sales

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